Grocery stores, drug stores and select streaming services Target, grocery stores (excluding Walmart) and fitness clubs and gym memberships Here’s a look at Discover bonus categories for 2023 compared to that offered by Chase. Discover also allows cardholders to earn 5 percent cash back in activated rotating categories each quarter (on up to $1,500 in spending, then 1 percent) with the Discover it® Cash Back. Plus, if you forget to activate your quarterly categories until midway through the quarter, say on February 15, you can always activate your bonus categories and still earn 5 percent cash back retroactively on all qualifying purchases you made throughout the entire quarter.Ĭomparing Chase and Discover bonus categoriesĬhase isn’t the only card issuer that offers a 5 percent cash back bonus. As a reminder, transactions must post to your credit card statement before the end of the first quarter in order to qualify.If you’ve been waiting for the perfect chance to get fit, make sure to capitalize on this bonus category before the quarter ends. As for fitness clubs and gym memberships, if you go to any gym: Whether it’s a larger gym chain or a local one or your favorite yoga studio, you should switch the card you have on file to your Chase Freedom Flex card until the end of March. ![]() You may also buy gift cards at your local grocery store, and they should qualify for the bonus cash back. When buying groceries and canned goods and baking soda, you can purchase them at the grocery store.Since the superstore sells a variety of goods - from clothing to shampoo to games to cleaning supplies to snacks - it’ll be easy to maximize your purchases there. Do a majority of your household spending at Target.Tips for maximizing your 5% cash back in Q1 2023 However, any businesses that specialize in weight management counseling, personal training, athletic apparel, health food and others do not qualify. What is included in the fitness club and gym membership category?Ĭhase outlines such merchants as, “fitness clubs, fitness centers, fitness studios, gyms, aerobics, cardio fitness and other services such as yoga and cross fit training.” What is included in the Target category?Īny purchases made online at and at a brick-and-mortar Target store will qualify in the Target category. Some exclusions from the category are: warehouse clubs, discount stores, drugstores and merchants that sell only a few grocery items. If a delivery service qualifies as a grocery store merchant, depending on its merchant category code, it will also earn you 5 percent cash back. Pretty much any purchase made at supermarkets, which Chase defines as “merchants that offer a full service grocery line of merchandise including a deli and bakery” and smaller grocery stores will count toward the heightened cash back rate. What is included in the grocery store category? 15, 2022 and March 14, 2023)įor reference, here’s a quick look at the categories Chase offered in 2022: Winter ![]()
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